Make every card in your wallet worth what it promises.

Pakistan’s banks run more than 10,000 card discounts at restaurants, shops, pharmacies and more. Most of them go unused, because nobody tells you at the moment you pay. Card Wise does: it matches the cards you carry to the offers they unlock, then shows you the saving on the menu, on the map and on the bill.

The founders

Arham Mirkar

Founder & CEO

Arham took Card Wise from a blank screen to a live app on the App Store and Google Play. He designed and engineered the entire product: the deals engine that tracks offers across Pakistan’s banks, card matching, the map, Bill Check, savings tracking and in-app ordering with the discount already in the price.

As CEO he leads product, technology and the company, and decides what Card Wise builds next.

  • Product
  • Design
  • Engineering

Muhammad Adil

Co-Founder

Adil saw the gap first: Pakistan’s banks fund thousands of card discounts, yet most cardholders never use them because nobody tells them at the moment they pay. He originated the idea for Card Wise and set its direction and business objectives.

He shapes who Card Wise is for, what it has to prove, and how the business grows.

  • Vision
  • Strategy
  • Business direction

What we hold ourselves to

  • Your card details stay yours

    You tell us which bank and card type you have. We never ask for the card number, CVV, PIN or your banking password, and we never touch your money.

  • Honest numbers

    Every saving follows the bank’s published offer, with its caps and valid days. When we estimate, we say so. Your bank and the merchant confirm the final amount.

  • Built for how Pakistan pays

    Local banks, local cards, local restaurants and shops, city by city. Card Wise is designed around the offers people here actually carry.

  • Data you can rely on

    Offers are kept current by DataLayer, Pakistan’s data infrastructure for financial and merchant data.

Card Wise (Pvt.) Ltd.

A registered private limited company. For product support, partnerships and business enquiries, write to us and a person will reply.