Card Wise matches your debit and credit cards to 10,000+ bank discounts across Pakistan, then shows you the saving on the menu, on the map and on the bill.
Free on iPhone and Android. We only ask which cards you have, never the card number.
Pick your bank and card type, like a Faysal Noor World or a UBL Visa Infinite. That’s all Card Wise needs. No card number, no CVV, no PIN.
Over 10,000 live offers from Pakistan’s banks, filtered to the cards you hold and the city you’re in. Search for “burger” and every discounted burger near you shows up.
At partner restaurants the menu shows what you’ll actually pay with your card. Choose delivery or pickup, then pay by card when it arrives.
Xander’s, with a Noor World CardRs. 3,890Rs. 1,945You save Rs. 1,945
Type in the bill and Card Wise ranks the cards in your wallet. Pay with the winner, log the saving, and watch your month add up.
Loop Coffee Co., Rs. 690 billRs. 690Rs. 345You save Rs. 345
Offers from Pakistan’s major banks
Card Wise lists offers from HBL, Meezan Bank, Bank Alfalah, UBL, MCB, Faysal Bank, Standard Chartered, JS Bank, Bank AL Habib and more.
Filtered to the cards you carry. When you’re close to a place where your card saves, Card Wise tells you before you pay.
Type “burger” and see every burger your cards discount in your city, with the price you’ll actually pay.
It depends on the bill and on the cards in your wallet. Card Wise does this maths at every checkout. Try it with a real offer from Xander’s.
You pay Rs. 2,250 instead of Rs. 4,500
Example based on offers shown in the Card Wise app at Xander’s in October 2026. Offers, caps and valid days change; your bank and the restaurant confirm the final discount.
You choose your bank and card type. Card Wise never asks for the card number, CVV, PIN or your banking password.
You pay the restaurant or shop directly with your own card. Card Wise doesn’t process payments.
Savings follow each bank’s published offer, with its caps and valid days. Your bank and the merchant confirm the final amount.
Card Wise (Pvt.) Ltd. is a registered private limited company, built in Pakistan by two founders.
Founder & CEO
Arham took Card Wise from a blank screen to a live app on the App Store and Google Play. He designed and engineered the whole product, from the deals engine and card matching to Bill Check and in-app ordering, and leads product, technology and the company.
Co-Founder
Adil saw the gap first: Pakistan’s banks fund thousands of card discounts that most cardholders never use. He originated the idea for Card Wise and set its direction and business objectives, shaping who the product serves and how it grows.
Coming next: CardWise Pay. One tap, and the best card in your wallet pays. It’s in development and not available for payments yet.
Learn about CardWise PayMore in Help, or write to support@cardwise.pk.
Yes. Card Wise is free to download and use on iOS and Android.
No. You only choose which bank card types you own. Card Wise never asks for your full card number, CVV, or banking password.
Open a partner restaurant in the app and its menu prices already include your card’s saving. Pick delivery or pickup, choose the card that saves the most, and send the order. The restaurant prepares it, and you pay by card when it arrives.
Savings are estimates based on each bank’s current offer, including its limits and valid days. The bank and the merchant confirm the final discount when you pay.
Card Wise lists offers from Pakistan’s major banks, including HBL, Meezan Bank, Bank Alfalah, UBL, MCB, Faysal Bank, Standard Chartered and JS Bank.
Download Card Wise, add the cards you carry, and see what they’re worth today.
Scan with your phone camera to get the Android app.
