Made for the cards in your pocket

A smarter way
to use your cards.

Discover nearby offers, check your bill, and compare the savings available with your cards—all in one app.

Discover

Good deals.
Closer than you think.

Explore nearby merchants on an interactive map and quickly see the best available discounts.

  • Find your next stopBrowse nearby branches and see how far away they are.
  • Make it yoursFilter by your cards, category, or city to find relevant offers.
  • Check the detailsSee eligible cards, available branches, offer terms, and directions before you go.
Nearby merchant map with discount markersMerchant page showing eligible cards, terms and directions
Bill Check home screen and confirmed savingsBill Check bill amount and excluded amount fields
Before you pay · Bill Check

Same bill.
Smarter card.

Enter your bill before paying. Card Wise considers recorded offer limits and excluded amounts to calculate a more realistic savings estimate.

  • Pick the right placeConfirm the suggested nearby branch or choose another merchant.
  • Add your billEnter the full bill and any taxes, fees, or items the offer excludes.
  • Compare what you could saveSee estimated cash savings based on the available offer information.
Compare, choose, save

Find your
best card.

Compare your saved cards and see which one offers the highest estimated cash saving for that merchant and bill. Explore all matching cards to discover other available offers.

  • Track your winsRecord the saving you actually received and see how much Card Wise has helped you save over time.
  • Keep estimates and savings clearEstimated discounts help you choose. Confirmed savings are the amounts you record after paying.

Savings are estimates, subject to eligibility, outlet availability, and bank and merchant terms. Confirm the offer before paying.

Saved cards ranked by highest estimated cash saving
Everyday essentials

Your wallet,
better understood.

My Cards

Select the bank cards you own to find matching offers. No full card number, CVV, or banking password needed.

Find your favourites

Search merchants, brands, and categories to find offers for your next meal, shopping trip, or day out.

10,000+ deals

Explore card discounts across dining, shopping, travel, and more from major Pakistani banks.

Helpful reminders

Set up credit-card bill reminders and enable nearby deal alerts in the app's settings. Nearby alerts depend on your location and notification permissions.

CardWise Pay · Coming soon

One smart way to
choose, tap, and pay.

Our vision is to bring your eligible bank cards into one secure CardWise experience. At checkout, CardWise Pay will use the merchant, bill amount, and available offers to rank the card likely to save you the most—then enable tap-to-pay when supported.

CardWise Pay is currently in development and is not available for payments yet. Today, Card Wise does not move money, process transactions, or store full card credentials.

CardWise Pay
Your cards.
Working smarter.Future experience · Concept preview
account_balance

Bank Offer Onboarding

Banks can apply to add official credit and debit card listings, tiers, networks, cities, and offer terms.

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campaign

Sponsored Campaigns

Merchants, banks, and agencies can apply for sponsored campaigns with placement, audience, timeline, and budget details.

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