Faysal Bank Portfolio Audit
How Many Discounts Do Faysal Bank Cards Get in November 2026?
As of November 7, 2026, Faysal Bank cards unlock 4,412 active discounts at 399 merchants across 31 Pakistani cities, with an average discount of 23.5%. 453 offers give 50% off or more, and Food & Dining accounts for 896 offers across 220 restaurants (averaging 29.6%). Card Wise automatically matches these offers to your exact Faysal Bank card tier.
- boltNational offer rank: #1 in Pakistan with 4,412 active offers across 399 merchants.
- boltDining strength: 896 restaurant offers at 220 venues (29.6% avg discount).
- boltHigh-value slabs: 1,222 offers at 30%+ off and 453 offers at 50%+ off.
Faysal Bank — including Faysal Islami Noor and Priority World cards — publishes the largest volume of active bank-card offers in Pakistan, with more 50% off deals than any competitor.
| Category | Active offers | Avg discount |
|---|---|---|
| Online Services | 1,700 | 24.2% |
| Food & Dining | 896 | 29.6% |
| Lifestyle & Shopping | 531 | 18.5% |
| Services | 524 | 23.9% |
| Travel & Accommodation | 302 | 14.5% |
| Education | 159 | 22.8% |
| Health & Fitness | 134 | 20% |
| Self Care | 109 | 19.4% |
| Home Decor | 25 | 23.4% |
Card Tier Hierarchy
Which Faysal Bank Card Tier Unlocks the Most Discounts?
Not all Faysal Bank cards get the same percentage at checkout. Premium tiers (Infinite, World Elite, World, Signature, Platinum) qualify for the 40%–50% slabs, while Classic and Gold cards often receive 15%–25% at the same merchant. Here is how Faysal Bank's top cards rank in the Card Wise national index (16 Faysal Bank cards cataloged):
| National rank | Card name | Type | Active offers | Avg discount | Max discount |
|---|---|---|---|---|---|
| #3 | Faysal Bank Business Debit Card | Debit | 3,876 | 16.3% | 90% |
| #13 | Faysal Islami Priority World Debit Card | Debit | 836 | 23.7% | 60% |
| #18 | Faysal Islami Noor World Card | Credit | 789 | 22.2% | 60% |
Top Deals
Where Do Faysal Bank Cards Give the Biggest Discounts?
These multi-city brands currently offer the highest percentage discounts on eligible Faysal Bank cards. Always check your specific card tier, valid days, and maximum PKR cap in Card Wise before paying.
| Merchant | Category | Best discount | Cities | Valid days | Max cap |
|---|---|---|---|---|---|
| Xero | Online Services | 90% | 31 | All Days | No cap listed |
| Clevertap | Online Services | 75% | 31 | All Days | No cap listed |
| OrangeHRM | Online Services | 75% | 31 | All Days | No cap listed |
| Opportunity Network | Other | 60% | 31 | All Days | No cap listed |
| BotSpace | Other | 50% | 31 | All Days | No cap listed |
| Fiskl | Online Services | 50% | 31 | All Days | No cap listed |
| Intuit Mailchimp | Online Services | 50% | 31 | All Days | No cap listed |
| Jibble | Online Services | 50% | 31 | All Days | No cap listed |
| Proton | Online Services | 50% | 31 | All Days | No cap listed |
| Webexpenses | Online Services | 50% | 31 | All Days | No cap listed |
| Pizza Max | Food & Dining | 50% | 8 | All Days | No cap listed |
| Tim Hortons | Food & Dining | 50% | 7 | Everyday | No cap listed |
| English Tea House | Food & Dining | 50% | 6 | Sat & Sun | PKR 10,000 |
| YUM Chinese & Thai | Food & Dining | 50% | 6 | Sat & Sun | PKR 10,000 |
| GreenO Juice Bars | Food & Dining | 50% | 5 | Everyday | PKR 1,500 |
City Coverage
Which Cities Have the Most Faysal Bank Discounts?
| City | Active offers | Avg discount |
|---|---|---|
| Karachi | 494 | 26.8% |
| Lahore | 476 | 25.8% |
| Islamabad | 259 | 25.7% |
| Faisalabad | 168 | 23.2% |
| Multan | 162 | 23.3% |
| Rawalpindi | 155 | 23.8% |
| Gujranwala | 147 | 23.2% |
| Hyderabad | 138 | 22.5% |
Nationwide brands where Faysal Bank discounts apply across the most Pakistani cities include: Xero (31 cities, up to 90%), Clevertap (31 cities, up to 75%), OrangeHRM (31 cities, up to 75%), Opportunity Network (31 cities, up to 60%), BotSpace (31 cities, up to 50%), Fiskl (31 cities, up to 50%).
Day-Specific Offers
Which Faysal Bank Deals Are Limited to Specific Days?
Several of Faysal Bank's deepest 40%–50% restaurant promotions only trigger on certain weekdays or weekends:
| Merchant | Discount | Valid days | City |
|---|---|---|---|
| English Tea House | 50% | Sat & Sun | Faisalabad |
| YUM Chinese & Thai | 50% | Sat & Sun | Faisalabad |
| Spice Bazaar | 50% | Sat & Sun | Gujranwala |
| Kababjees Fried Chicken | 50% | Sat & Sun | Hyderabad |
| Costa Coffee Pakistan | 50% | Sat & Sun | Islamabad |
| Eggspectation Restaurant Cafe | 50% | Sat & Sun | Islamabad |
| Mandarin Kitchen | 50% | Mon - Fri | Islamabad |
| SUMO | 50% | Mon - Fri | Islamabad |
| Tuscany Courtyard | 50% | Sat & Sun | Islamabad |
| Gaia Japanese Fusion | 50% | Sat & Sun | Islamabad |
Head-to-Head Win/Loss Matrix
How Does Faysal Bank Compare With Other Banks at the Same Restaurant?
We compared Faysal Bank's highest restaurant discount against every other major bank at shared restaurant-city pairs. Faysal Bank wins means Faysal Bank offers a strictly higher percentage; Other bank wins means a competing card beats Faysal Bank at that venue:
| Competing bank | Shared restaurants | Faysal Bank wins | Ties | Other bank wins |
|---|---|---|---|---|
| HBL | 156 | 104 | 38 | 14 |
| Allied Bank | 132 | 29 | 71 | 32 |
| Meezan Bank | 119 | 61 | 43 | 15 |
| Bank AL Habib | 115 | 86 | 17 | 12 |
| JS Bank | 110 | 20 | 52 | 38 |
| Bank Alfalah | 94 | 37 | 31 | 26 |
Even a top-tier Faysal Bank card gets beaten at dozens of restaurants when another bank runs a 50% campaign. If you carry a second card from another bank, checking Card Wise before paying ensures you always swipe the higher-saving card.
Verification Workflow
How Do You Verify a Faysal Bank Discount Before Paying?
Card Wise links each offer back to the bank's published terms and calculates your estimated rupee saving after caps with Bill Check. For high-ticket bills, always verify branch participation, minimum spend, and exclusions on faysalbank.com or in the official Faysal Bank mobile app, and remind the merchant before billing.
Practical Workflow
How Do You Always Pay With the Best Card?
No single Pakistani bank card wins at every merchant. The winning card shifts by restaurant, city, weekday, card tier (Classic vs Platinum vs Infinite), and per-transaction cap. Opening six separate bank websites before paying a bill is impractical — which is why Card Wise automates the check in seconds.
1. Add your card types
Select your bank and card tier (for example HBL Platinum Credit, Meezan Visa Infinite Debit, or Faysal Islami Noor). Card Wise never asks for your 16-digit card number, CVV, PIN, or banking login.
2. Search any merchant in 32 cities
Look up a restaurant, café, clothing store, hospital, or online service — or switch to the map to see live card deals around you.
3. Check the wallet ranking & cap
Card Wise ranks the cards you personally carry from highest to lowest rupee saving, flagging weekday restrictions and maximum PKR caps.
4. Order or pay at the table
At partner restaurants, you can order delivery or pickup inside Card Wise with your card discount already built into the menu price.
Data Transparency
Methodology and Data Sources
All figures in this guide are computed directly from the Card Wise production database (snapshot date: November 7, 2026). An offer is counted as active only when `is_expired = false` and its published validity window extends on or past November 7, 2026. Average discount calculations use the 15,945 active offers that publish an explicit percentage discount. Multi-bank restaurant comparisons show each issuing bank's highest active percentage discount in that city.
Pakistani banks update participating branches, minimum spend thresholds, maximum PKR caps, and weekday rules frequently. Always verify the live terms in Card Wise and confirm with the bank or restaurant before paying. This content is for informational purposes and is not financial advice.
Know which card to use before the bill arrives.
Card Wise matches the debit and credit cards you already carry to 17,600+ active bank discounts across 16 banks in 32 Pakistani cities. Zero card numbers or CVVs required.
Quick Answers
Frequently Asked Questions
helpHow many discounts are available on Faysal Bank cards?
As of November 7, 2026, Card Wise tracks 4,412 active Faysal Bank card discounts at 399 merchants in 31 Pakistani cities, averaging 23.5%.
helpWhich Faysal Bank card gives the most discounts?
Faysal Bank Business Debit Card ranks highest among Faysal Bank cards with 3,876 active offers and an average discount of 16.3%.
helpDoes Faysal Bank give restaurant discounts in Lahore, Karachi and Islamabad?
Yes. Faysal Bank has 896 active dining offers at 220 restaurants across Pakistan, averaging 29.6%.
helpWhat is the maximum discount on Faysal Bank cards?
The highest active Faysal Bank offer is 90%, with 453 offers at 50% off or more (subject to card tier, valid days, and maximum PKR caps).
helpHow do I see all Faysal Bank discounts for my specific card?
Download Card Wise (free on iPhone and Android), add your Faysal Bank card type, and it lists every offer you qualify for ranked by rupee saving. No card number or CVV is needed.
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